Historical Rates

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Rates for January 3, 2019

Term Certificates
Term Maturity* Yield Treasury Rates
30 Day 2/2/2019 2.37% 2.34%
60 Day 3/4/2019 2.42% 2.38%
90 Day 4/3/2019 2.46% 2.42%
120 Day 5/3/2019 2.47% 2.43%
150 Day 6/2/2019 2.49% 2.45%
180 Day 7/2/2019 2.48% 2.48%
270 Day 9/30/2019 2.51% 2.51%
1.0 Year 1/3/2020 2.54% 2.54%
1.5 Year 7/3/2020 2.48% 2.48%
2.0 Year 1/3/2021 2.43% 2.43%
2.5 Year 7/3/2021 2.41% 2.41%
3.0 Year 1/3/2022 2.39% 2.39%
4.0 Year 1/3/2023 2.43% 2.40%
5.0 Year 1/3/2024 2.44% 2.41%
Variable Rate Investments
Term Description Maturity* Rate
90 Day FF Open – 5bps 4/3/2019 2.35%
0.5 Year FFE + 0bps 7/3/2019 2.40%
1.0 Year FFE + 14bps 1/3/2020 2.54%
1.5 Year FFE + 19bps 7/3/2020 2.59%
2.0 Year FFE + 24bps 1/3/2021 2.64%
Fixed Rate Loans
Term Maturity* Rate
30 Day 2/2/2019 2.92%
90 Day 4/3/2019 3.01%
180 Day 7/2/2019 3.10%
1.0 Year 1/3/2020 3.26%
2.0 Year 1/3/2021 3.46%

All loan advances will be applied against established line of credit.

Membership Accounts
Account Rate
Perpetual Contributed Capital
Previous Month 2.75%
Current Month
Membership Deposit Shares
Previous Month 2.25%
Current Month

The Perpetual Contributed Capital and Membership Deposit Shares rates are declared for each month in the last week of the month. Until such time as the rate declaration is made, the Current Month fields for both membership options will not report a rate.

Previous Day Rate Information
Account Rate
Managed Liquidity
Tier 1 | $100,000 - $499,999.99 2.00%
Tier 2 | $500,000 - $9,999,999.99 2.10%
Tier 3 | $10,000,000 and up 2.20%
Cash Management 0.25%
Overnight Loan Rate 3.10%
Previous Month Rate Information
Account Rate
Average Managed Liquidity
Tier 1 | $100,000 - $499,999.99 2.00%
Tier 2 | $500,000 - $9,999,999.99 2.10%
Tier 3 | $10,000,000.00 and up 2.20%
Average Cash Management 0.25%

All rates are indication only.
*Maturity date will adjust to next business day for holidays and weekends.

AIM Analyst
Please click here to speak with an AIM Analyst about specific investment/borrowing needs.

SimpliCD Investments
Term Top Rate Top 5 Average Rate Treasury Rates
182 Day 2.64% 2.46% 2.48%
272 Day 2.75% 2.59% 2.51%
1 Year 2.95% 2.79% 2.54%
18 Month 3.05% 2.79% 2.48%
2 Year 2.85% 2.82% 2.43%
30 Month 2.80% 2.57% 2.41%
3 Year 3.05% 2.98% 2.39%
4 Year 3.25% 3.08% 2.40%
5.0 Year 3.40% 3.30% 2.41%

To purchase a SimpliCD investment, please contact an AIM Financial Analyst at 800.721.2677 or email aim@millenniumcorporate.org.

SimpliCD Issuances
Term Rate Recommendation
Smaller Amounts*
Rate Recommendation
Larger Amounts*
6 months 2.85% 2.90%
9 months 2.95% 3.00%
1 Year 3.00% 3.15%
18 months 3.12% 3.25%
2 years 3.20% 3.30%
3 years 3.30% 3.40%
5 years 3.45% 3.65%

To issue with SimpliCD, please contact an AIM Financial Analyst at 800.721.2677 or email aim@millenniumcorporate.org.

SimpliCD Issuance rates are weekly indication rates based on market conditions and recent placements, and are subject to change. Actual rates vary based on the requested deposit amount, the length of time required to generate the funds, and the term requested (i.e. the one-year term is more requested by investors than the five-year term). To receive actual rates, please contact an AIM Financial Analyst at 800.721.2677 or email aim@millenniumcorporate.org.

Rates are quoted as an Annual Percentage Rate and are an “all-in” cost with no broker, subscription, or transaction fees involved.

*The rates recommended for smaller amounts are rates most likely required for credit unions looking to raise $100,000 - $500,000, while the rates recommended for larger blocks are rates most likely required for credit unions looking to raise larger block amounts such as $5 million - $10 million, or more. Rates recommended for amounts from $1 million -$5 million will likely fall between the two tiers.

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