Payment Solutions

Millennium Corporate acquired the Item Processing service from Heartland Credit Union Association (HCUA) in 2022, retaining their expert staff and continuing a long-standing partnership. Today, we serve 171 credit unions across six states, processing over 2.5 million drafts monthly. 

In 2023, we launched a three-phase modernization initiative, completed in January 2025. With a fully modernized platform, we’ve rebranded the service as CheckMate - offering the same trusted item processing including Remote Deposit Capture and Share Draft Processing, now faster, smarter, and more secure. With industry-leading experience, streamlined integrations, and advanced features, CheckMate gives your credit union the strategic edge to win every day.

Learn More

coreCONNECT is Millennium Corporate’s online hub for payments processing and account management. coreCONNECT houses domestic and international wire transfers, ACH origination and receipt, account-to-account transfer processing, currency ordering, securities safekeeping and FedNow. Account details including balances for all holdings, transaction history, statement and invoice retrieval, reporting and more are secured behind biometric authentication for your peace of mind and convenience.

With coreCONNECT-ACH, your credit union can stay on top of the automated payments revolution. coreCONNECT-ACH streamlines collection processes, reduces paperwork and fees, and increases processing efficiencies. FTP processing allows for automatic ACH file postings when staff is unavailable or offices are closed. Collect member loan payments from off-site accounts, process internal payments, allow Select Employee Group to originate payroll on their own custom-built online site. Product support is unparalleled as is system security and compliance.

For the payments you still need to make via check, there’s Millennium Corporate’s CorporateCheck service. Clearings occur daily from the credit union’s settlement account, separately from member check clearings. Images are available online for your reference and convenience.

FedNow®
FedNow® is the Federal Reserve’s instant payment platform, designed to provide real-time payments across the country. As your corporate credit union, Millennium Corporate facilitates seamless access to FedNow®, ensuring your credit union can offer secure, real-time payments every day of the year. With our settlement tools and ongoing support, you can deliver faster payment solutions to your members - without the complexity.

Learn More About FedNow®

Real-Time Payments - RTP®
Real-Time Payments (RTP®) is a modern payment rail that enables instant, 24/7/365 clearing and settlement of payments. Through Millennium Corporate, credit unions gain direct access to the RTP network, allowing them to offer their members faster, more convenient payment options that keep pace with today's digital expectations.

Credit unions looking to leverage the RTP network can simplify the process by designating Millennium Corporate as their funding agent (only Member credit unions can designate Millennium Corporate as their funding agent). This arrangement eliminates the need for credit unions to maintain a direct settlement account at the FRB, reducing administrative complexity while ensuring seamless access to the RTP network. 

Our support, integration guidance, and settlement services make connecting to RTP® simple and efficient, so your credit union can stay ahead of the curve.

Learn More About RTP®

Send money to anyone, anywhere in the U.S., in just minutes, including government personnel positioned outside our boundaries. Millennium Corporate QuickMoney Transfers can be initiated and available for pickup at participating Western Union^® agent locations, in the U.S. and abroad.

In 2022, Millennium Corporate purchased the Heartland Credit Union Association (HCUA) Item Processing Service and immediately began putting in place significant process improvements to bring credit unions the best-in-class Share Draft Processing service in the market. Along with this state-of-the-art system, we retained HCUA’s most valuable asset – their incredibly dedicate and knowledgeable team! We provide Member Share Draft Processing services for 150 credit unions in 6 states, processing more than 1.5 million drafts a month.

Remote Deposit Capture enables your credit union to create electronic images of deposited checks and transmit them in a digital format, for fast, efficient processing. Using this state-of-the art technology, credit union branches scan, correct, balance and electronically submit batches of checks to Millennium Corporate’s central site for processing and settlement.

We are your trusted resource for Wire Transfer Services! Our Member Service Team are payments experts serving as the wire transfer correspondent for more than 250 credit unions. When you couple our expertise with our dedication to service excellence, there’s no match. Receive incoming wire transfers and send outgoing credit union or member wire transfers, domestically or internationally. Affordably and securely.