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Market Rates

Rates current as of 7/31/2026

Key Rates  
Fed Funds Effective3.63%
Fed Funds Target3.75%
Prime Rate6.75%
Federal Cost of Funds3.50%
SOFR3.65%
SONIA3.73%
Gold Futures4,025
Oil Futures85.85
Unemployment4.20%
Gross Domestic Product6.20%
Consumer Price Index3.50%
FOMC MeetingSeptember 16, 2026
Treasury Rates  
6 Month3.85%
1 Year4.01%
2 year4.30%
5 Year4.45%
10 Year4.73%
30 Year5.26%
Stock Market  
Dow Jones Industrial Average (DJIA)52,240
S&P 500 Index7,483
Nasdaq Composite Index25,224

Please contact an AIM Analyst with questions or needs at 800.721.2677 or email aim@aimcusolutions.org.

Resources & Recent News

July 31, 2026

Technology stocks rallied as a rebound in chipmakers carried into Friday, ending a month marked by a steep derating in this year’s most popular trade on an upbeat note.

Full Commentary
Economic Commentary Monthly ECO Digest

AIM Liquidity Stress Test | New Offering

The current financial environment has proven the need to examine liquidity in closer detail. AIM's Liquidity Stress Test does just that, and more! Read More...

Laddering | The Simple Yet Effective Investment Strategy

Keep it simple, even when it comes to investing, with a LADDER investment strategy! Read More...

It's Official - We're Certified FedNow Ready!

The Federal Reserve announced that 57 early adopter organizations have completed formal testing and certification in advance of the FedNow Service's launch - AND WE'RE ONE OF THEM! Read More...

Website Update

With the new website, we decided to eliminate our secure access portal, MyMillennium, which was on our previous website. Read More...

Millennium Corporate: Your Trusted Funding Agent for Real-Time Payments (RTP)

Did you know Millennium Corporate is a trusted funding agent for Real-Time Payments (RTP)? Read more...

Federal Reserve Issues FOMC Statement | July 29, 2026

The Committee decided to maintain the target range for the federal funds rate at 3-1/2 to 3-3/4 percent, in support of the Federal Reserve’s dual mandate. Read More...

The Role of Check Capture in an Era of Faster Payments

Even as the financial industry shifts towards real-time payments, modern check capture serves as a critical bridge for the current transition, acting as a tool for stabilization, risk management and accessibility. 
Read More...

Demystifying CECL: How to Eliminate "Reserve Anxiety" and Take Back Control

Many credit unions are wrestling with "reserve anxiety" due to volatile, complex "black-box" CECL models that are difficult to explain to examiners and boards. Read More...

Millennium Corporate Appoints Haley DaVee As New President/CEO

Millennium Corporate Credit Union announces the appointment of Haley DaVee as its next President and Chief Executive Officer. Read More...

Foreign Checks Aren't Foreign to Millennium Corporate!

The Federal Reserve is discontinuing its Foreign and Canadian Check Service by year-end 2026, but foreign checks aren't foreign to Millennium Corporate! Read More...

Stablecoin Basics: The Future of Digital Payments

As the digital asset landscape rapidly matures, the focus has shifted from volatile cryptocurrencies such as Bitcoin or Ethereum to practical, industry-ready solutions such as stablecoins and Wallet as a Service (WaaS). Read More...

2025 Annual Report & Audited Financials Are Now Available

Millennium Corporate's 2025 Annual Report and 2025 Audited Financials are now posted and available to read! Read More...

Save the Date and Prepare to Celebrate Millennium Corporate's 75th Anniversary

There’s a major Millennium anniversary just around the corner, and you are cordially invited to celebrate!

'26 Due Diligence Packet is Now Available & Located on coreCONNECT

Millennium Corporate's 2026 Due Diligence Packet & Fee Schedule is now available and can now be found on coreCONNECT. Read More...