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Our Rates

All rates are indication only.

Rates current as of 3/14/2025

Member Accounts

Membership Accounts Rate
Perpetual Contributed Capital  
Previous Month5.50%
Current Month
Membership Deposit Shares  
Previous Month5.25%
Current Month

The Perpetual Contributed Capital and Membership Deposit Shares rates are declared for each month in the last week of the month. Until such time as the rate declaration is made, the Current Month fields for both membership options will not report a rate.

Previous Day Rate Information Rate
Managed Liquidity  
Tier 1 | $100,000 - $499,999.994.25%
Tier 2 | $500,000 - $9,999,999.994.40%
Tier 3 | $10,000,000 and up4.50%
Cash Management0.75%
Overnight Loan Rate5.00%

Term Certificates

To purchase a stated term below, simply click the corresponding Yield and complete the required fields on the Purchase Form that opens. Additional terms are available and can be purchased by contacting an AIM - Asset &Investment Management - Financial Analyst. Click here to speak with an AIM Financial Analyst to customize your term investment or discuss additional investment offerings such as Marketable Securities or SimpliCD options.

Term Maturity* Yield Treasury Rates
30 Day 4/13/2025 4.31% 4.29%
60 Day 5/13/2025 4.31% 4.30%
90 Day 6/12/2025 4.33% 4.29%
120 Day 7/12/2025 4.28% 4.28%
150 Day 8/11/2025 4.27% 4.26%
180 Day 9/10/2025 4.23% 4.23%
270 Day 12/9/2025 4.15% 4.14%
1.0 Year 3/14/2026 4.04% 4.04%
1.5 Year 9/12/2026 4.03% 4.01%
2.0 Year 3/14/2027 4.01% 3.98%
2.5 Year 9/12/2027 4.00% 3.97%
3.0 Year 3/13/2028 4.00% 3.97%
4.0 Year 3/14/2029 4.06% 4.02%
5.0 Year 3/14/2030 4.13% 4.06%

Fixed Rate Loans

To borrow a stated term below, simply click the corresponding Yield and complete the required fields on the Borrow Form that opens. Additional terms are available and can be purchased by contacting an AIM - Asset &Investment Management - Financial Analyst. Click here to speak with an AIM Financial Analyst to customize your term loan or discuss additional liquidity offerings.

Term Maturity* Rate
30 Day 4/13/2025 4.89%
90 Day 6/12/2025 4.97%
180 Day 9/10/2025 4.98%
1 Year 3/14/2026 4.98%
2 Year 3/14/2027 4.93%

All loan advances will be applied against the borrower's established line of credit.

*Maturity date will adjust to next business day for holidays and weekends.

Thank you for your interest in our Term offerings. Should you be interested in other investment and borrowing options, please contact an AIM Financial Analyst here.


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